Inflation and Retirement in India
At 6.5% inflation, expenses double roughly every 11 years. Indian retirement plans must inflate both pre-retirement lifestyle costs and post-retirement healthcare expenses.
Key Takeaways
- •Use 6.5% as baseline CPI assumption
- •Healthcare may inflate 8–12%
- •NSSO/MoSPI data supports long-term rise
FAQ
What inflation rate should I use?
6–6.5% for standard planning; 7–9% for affluent or healthcare-heavy plans.